Job Description

Role Overview:

As an Analyst on the whole loan business development team, you will be at the center of our loan acquisition process, working closely with third-party originators, internal teams, and capital markets professionals. Your primary responsibility will be to facilitate communication with originators, review and price bulk loan pools, and ensure the seamless execution of loan buy side trades and fundings. This role requires strong analytical skills, a deep understanding of loan products, and the ability to work effectively in a collaborative team environment.

Key Responsibilities:

• Third-Party Originator Liaison:
• Serve as the day-to-day point of contact for third-party originators, providing ongoing feedback and guidance on loan submissions.
• Ensure clear and timely communication with originators to resolve any issues, address inquiries, and facilitate the smooth submission of loan files.
• Loan Trading & Pipeline Management:
• Work with the credit and capital markets teams to identify and assess loans available for trade in the market.
• Work with third-party originators to ensure the trading pipeline is accurate.
• Credit Analysis, Rate Locking & Approvals:
• Coordinate and manage the loan locking process for third party originators to ensure timely and accurate execution.
• Monitor and track loan approval processes from initiation to closing, collaborating with credit and capital markets team.
• Work closely with originators to ensure seamless loan approval workflows.
• Negotiate loan terms and rates with lenders and the capital markets team, ensuring favorable outcomes for both parties.
• Assist third-party originators with scenario reviews and exception requests, ensuring that loan submissions align with company policies and risk tolerance.
• Due Diligence & Loan Acquisition Support:
• Collaborate with the Due Diligence team and Capital Markets group to ensure the efficient and thorough acquisition of loans, maintaining a focus on process flow and accuracy.
• Time-Sensitive Responses:
• Address time-critical internal and external inquiries promptly, ensuring that all loan submissions and approvals meet required deadlines.
• Additional Duties:
• Support other ad-hoc requests and initiatives as assigned by the senior leadership team.

Qualifications:

• Bachelor’s degree in finance, economics, business, real estate or related field.
• 1-3 years of experience in capital markets and/or real estate finance.
• Strong understanding of mortgage loan products, including Bridge and DSCR loans.
• Experience working with third-party originators and managing lender relationships.
• Excellent communication, problem-solving, and interpersonal skills.
• Strong analytical and underwriting skills, with attention to detail and accuracy.
• Proficiency in Microsoft Excel, PowerPoint, and other relevant software tools.
• Ability to work in a fast-paced environment and manage time-sensitive tasks.
• Proficiency in SQL is a plus

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